Couples opting for surrogacy to buy 3-year health insurance for surrogates: Govt


Couples who intend to take the surrogacy route to become parents will need to take out general health insurance coverage in favor of a surrogate mother for a period of 36 months, in accordance with the surrogacy rules. (regulations) published recently. The amount of insurance should be sufficient enough to cover the expenses for all the complications arising from pregnancy and also the complications of postpartum childbirth.

According to rules notified by the Union Health Department on June 21, the number of attempts of any surrogacy procedure on the surrogate must not exceed three times. The surrogate may be permitted to have an abortion during the surrogacy process under the Medical Termination of Pregnancy Act 1971. The Surrogacy (Regulation) Act 2021 came into force on January 25 this year.

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The rules released on Monday also mentioned the requirement and qualification of persons employed in a registered surrogacy clinic in addition to the form and procedure for registration and fees for a surrogacy clinic. The format of the consent form of a surrogate mother is also indicated in the rules.

“The Intended Woman or Couple will purchase general health insurance coverage in favor of the Surrogate Mother for a period of 36 months from an insurance company or agent recognized by the Regulatory Authority and insurance development established under the provisions of the Insurance Regulatory and Development Authority. Act, for an amount sufficient to cover all expenses for all complications resulting from pregnancy and complications of childbirth after childbirth,” the rules state.

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In this regard, the Intended Couple/Woman must also provide an affidavit in court as security for compensation for the surrogate mother’s specified medical bills, health issues, losses, damages, sickness or death and all other prescribed expenses incurred by this surrogate mother. during the surrogacy process. The gynecologist must transfer an embryo into the uterus of a surrogate mother during one treatment cycle. Provided that only in special circumstances, up to three embryos can be transferred, according to the rules.

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A woman can opt for surrogacy if she does not have a uterus or a missing uterus or an abnormal uterus or if the uterus is surgically removed due to medical conditions such as gynecological cancer. reason, or any disease that makes it impossible for a woman to carry out a viable pregnancy or a life-threatening pregnancy, among others.



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